It was a Ford Freestyle 2005, a hybrid of cedan and SUV with 3 row seats. Ford thought it as a hot chick, and didn't give any rebate or 0% until this week, unlike the rest of the models.
However, X plan gave an invoice + ~2-4%, also an X-Plan rebate of 1K. So at the end, it was below invoice. Probably not the best deal, but a very good deal at the time.